5 Falsehoods Adjusters May Tell You
After an accident, you expect your insurance company to act in good faith. While this does happen in some cases, in other situations you need to be cognizant of the fact that the insurance adjusters work for the company, not for you. Their goal is to protect their employer’s bottom line. To do this, some adjusters may stretch the truth or outright mislead you. Talk to a Boca Raton personal injury lawyer to protect your rights and avoid costly mistakes.
Don’t Let Insurance Companies Mislead You
If you’ve been injured in a car crash, slip and fall incident, or another accident, you may hear one of these four untrue statements from an insurance adjuster.
- “If you don’t accept my offer, you’ll get nothing.” This is a pressure tactic designed to rush you into accepting a low settlement. In reality, you have the right to negotiate and pursue legal action. A fair settlement should cover medical expenses, lost wages, and other damages, not just what the insurance company is willing to offer.
- “You don’t need a lawyer.” If an adjuster tells you this, take it as a red flag. If they’re discouraging legal representation, it likely means they know your case could be worth more than they’re offering. Adjusters may claim that an attorney will just take a portion of your settlement. In reality injury lawyers fight for maximum compensation, often securing far more than an insurance company’s initial offer. Without legal representation, you could be settling for far less than you should.
- “We need a record statement to process your claim.” Adjusters may ask you to give a recorded statement, and they may make it sound like it’s a standard part of the process. It’s important to talk to an attorney first because they may use your words against you. Anything you say, even innocent remarks, could be twisted to reduce or deny your claim. That’s why it is best to decline giving a statement and let your attorney handle communication.
- “Your injuries aren’t that serious.” An adjuster might downplay your injuries, arguing that your medical records don’t support your claim. But only a doctor, not an insurance company, can determine the severity of your condition. Always follow medical advice, get a second opinion if needed, and ensure all injuries are well-documented.
Insurance companies may use a range of tactics to try and convince you that their settlement offer is final, but most initial offers are far below what a claim is actually worth. Negotiation is possible, and an attorney can push for the compensation you truly deserve.
Have a FL Injury Lawyer Evaluate Your Claim
Don’t let insurance adjusters mislead you into accepting a low offer. A Boca Raton personal injury lawyer can put a value on your losses, handle negotiations with the insurance company, and ensure you don’t make statements that could hurt your case.
Have you been lied to by an adjuster? Let the attorneys at Leifer & Ramirez handle the adjusters while you focus on your recovery. Following a Delray Beach, Deerfield Beach, or Pompano Beach accident, call 561-660-9421 for the legal support you need.
